Certified Financial Planner, 8 Step Process
Our certified financial planners will bring smart planning and management to your assets with these eight steps as touchstones to insure our commitment to you as an individual. Dorion-Gray is a firm dedicated to personal advice. We listen first, then provide a personal plan and seamless service aimed at simplifying and enriching your life.
Step 1. Listen & Learn
Your attitudes and concerns about money are highly individual. What's your relationship with money (your feelings, fears or insecurities)? Listening to you will provide us with a personal connection that's absolutely essential, before any planning takes place.
Step 2. Understanding Your Vision
When you retire from your job or business, what will you do? Have you thought about relaxation, hobbies, travel, further study, or a second career? These may be unclear notions or long-held ideas. Here, we can help you define and clarify your vision for retirement.
Step 3. Take Inventory
This includes a complete review of your portfolio of assets, income sources, retirement assets, mortgages, personal possessions, debts, obligations, wills, insurance, income taxes... the hard data for understanding your investments as an individual or family.
Step 4. Hurdles & Challenges
What stands between you and your vision? Every plan has unique risks and a few obstacles. Will you be caring for a family member? Is there a health concern? Will your finances let you start that new business? The better the plan, the better you foresee the challenges ahead of you.
Step 5. Create a Strategy
Our advisers will assimilate the information and create a unique financial strategy tailored to your needs and vision. This strategic plan will be structured to protect your wealth and keep it growing under close scrutiny, so you can enjoy the full benefit of having the income you need.
Step 6. Hammer Out the Plan
Our in-house portfolio analyst will work with you and your advisor for this important session to implement the approved strategy. Ask as many questions as you wish concerning recommended investments, and receive detailed answers from the professional analyst who will be placing and managing your assets. This discussion will 'hammer out the details' of asset allocation, accumulation and distribution.
Step 7. Feet to the Fire
Having a plan means holding someone accountable. Our business is geared for long term relationships in watching, monitoring, maintaining or calling clients whenever something needs their attention. You will see us at regular checkpoints to review what's happening, to re-balance your portfolio or make adjustments as needed.
Step 8. Strategy Updates
As time goes by, new strategies may be needed to stay on track. Our partnership with you is ongoing. It is our mission to safeguard your portfolio, to spot changes relevant to your situation or financial environment and alert you to specific threats and opportunities.
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